Since 2013, On the Road Lending has fueled economic mobility and long-term success by providing the engine that drives people’s dreams. Our car loans are life-changing for low-income individuals and working families because owning a reliable car increases job opportunities and improves quality of life by removing transportation barriers. We currently serve Alabama, Georgia, Mississippi and Texas.
You will be changing the lives of working families with your gift. A widely known root cause of poverty is lack of transportation options. People who have their own cars are twice as likely to get good jobs and four times as likely to keep them as those without.
We know this is true from first-hand experience as last year we began celebrating 100 victorious clients who have paid off their loans. Their achievements are truly remarkable:
- Average credit score at time of loan: 520
- Average increase in credit score: 157
- Highest credit score gain: 0 to 750 in 4 months!
- Average on-time payment performance: 77%
- Highest gain in income: more than triple!