Every donation creates opportunities. And, no one deserves to struggle alone. At Foundation 99, we believe financial inclusion starts with inviting everyone to be a part of financial conversations. Your donation funds a financial coach, so they can deliver the following to help move people from surviving to thriving:
● Personal coaching and mentorship sessions - family included
● Group workshops
● Financial literacy programs for low-to-moderate-income communities
● Resources for unbanked individuals
● Access to budgeting tools and calculators
● Monthly financial wellness courses
● … and more
For the most vulnerable individuals and families living in poverty, decades of financial exclusion and opportunistic tactics by predatory lenders, as well as “well-meaning” systems have resulted in an expansive racial divide in financial access, security, and understanding. Foundation 99 is on a mission to help individuals break free from a cycle of poverty and achieve financial freedom.
Today more than ever, low-income communities are the defenseless targets of corporations and predatory lenders that push payday loans, title loans, and rent-to-own furniture contracts on the most vulnerable. Without financial education, low-income households are at a greater disadvantage when it comes to translating their income into savings and investable assets that appreciate over time.
While all Americans can suffer from financial adversity, research shows that the lack of financial inclusion for Blacks and Hispanics exists at every level of the financial system. From unequal access to education, lending, banking, and housing, low-income households from these minority groups continue to spiral down faster and harder in times of struggle. Digging out of a financial hole is nearly impossible with the limited availability of financial services and education.
Donations to Foundation 99 work to close the ethnic and racial divide of economic inequality.
Foundation 99 is a nonprofit public charity dedicated to bringing financial change in communities across the US. We are working to fight financial stress and provide economic justice by improving financial literacy one household at a time. We do this by partnering with school districts, and nonprofits to deliver financial guidance and education at no cost to the organization or their individual employees.
Every working person in the United States has the support they need to make the best financial decisions possible to support themselves and those they care for so that their families and their communities are healthier and more secure.
We are a nonprofit organization focusing on economic justice for every community by providing quality financial guidance and equitable access to economic solutions for every employee who wants it.